Archives for: May 2007

Darling, be a sweetie and save our post offices


29th May 2007
Just off a motorway junction in a non-descript bit of the Midlands is the sort of hotel where you can Alan Partridge types or the occasional passing Government minister. I found myself there last week enjoying a surreal and rather...This article is court… more »

From Digital Money Blog - Now this is what I call mobile payment strategy


28th May 2007
Summary [Dave Birch] Who can’t help be fascinated by Japan. DoCoMo started bringing mobile and contactless together sometime ago — they’ve sold 30 million or so phones with Sony’s Felica chip in them — and use them to provi… more »
A UK cash advance is a hassle-free and fast solution to any immediate financial need.With online loans , you can easily access money when you need it most

From Credit Card Cool - American Express Preferred Rewards Green Credit Card


28th May 2007
American Express has a Kudos that few credit providers can match. It seems that they continue to produce rich featured products that have genuine sex appeal. However, there is some debate as to whether they remain competitive? This question does gain s… more »

Credit Card Tips - Disputing Credit Card Late Fees


27th May 2007
Sometimes You Shouldnt Have to Pay Late Fees Youve always paid your credit card payments on time. Then, one day, you get your credit card bill in the mail and you realize that you have been charged a late fee. This merits a phone call to your credit car… more »

Double Membership Reward Points for June through August 2007


25th May 2007
For solicited American Express Cardmembers, earn double points on eligible purchases made between June 1, 2007 and August 31, 2007. See the following links for details: http://www.americanexpress.com/doublepoints333: earn double points without any thres… more »

From Business Credit Cards Blog - A New Business Credit Card from American Express: The Starwood Preferred Guest Business Credit Card


25th May 2007
Read more… From Business Credit Cards Blog - www.businesscreditcards.cc/creditcards/bcc-blog.htm This article is courtesy of The Credit Card BlogFrom Credit Card Watcher - $60 Signup Bonus with Discover More Signup | From Credit Card Watcher - Free… more »

Child trust funds: An update on my selections


25th May 2007
I have backed three different funds on my son's behalf via his child trust fund. He's only two but I'm keen to plan ahead - he'll be keeping me in the lap of luxury in my dotage. I was chuffed...This article is courtesy of This is Money B… more »

From Digital Money Blog - Japanese money supply


25th May 2007
Summary [Dave Birch] Why are we all so interested in Japanese e-money statistics? Setting aside that when I say we”, I of course mean me”, it’s because of the clues it may contain to the evolution of electronic money in a rich mobile-c… more »

From Credit Card Watcher - Pay the Mortgage with Your Amex


25th May 2007
For years, it’s been the holy grail for the credit card rewards-seeking homeowner: how can the mortgage be paid with plastic? Now, Amex has answered this question and in so doing, opened the door to the possibilities of massive point accumulation… more »

Payments News - Headline News - May 24, 2007


25th May 2007
StoreFinancial Licenses American Express Incentive Services’ Patented DirectSpend(SM) Process U.S. Bank and Cache Inc. Launch Cache’s First Affinity Credit Card Acxiom Corporation and Acuity Mobile Partner to Power Targeted Mobile Marketing S… more »

Will there be a house price crash?


24th May 2007
Is there going to be a house price crash? Can house prices keep rising? Considering the national obsession with property - and the potential effects of any looming house price crash â“ it came as no surprise when more than...This article is courtesy of T… more »

Pay the Mortgage with Your Amex


23rd May 2007
For years, it’s been the holy grail for the credit card rewards-seeking homeowner: how can the mortgage be paid with plastic? Now, Amex has answered this question and in so doing, opened the door to the possibilities of massive point accumulation… more »

From Digital Money Blog - Andrew Bud, mBlox


22nd May 2007
Summary [Dave Birch] This week’s podcast is about mobile payments. Andrew Bud of mBlox has been involved in the mobile payments business for a long time and this podcast captures some of his very well-informed thoughts on the next phase of evolutio… more »

From Business Credit Cards Blog - A New Small Business Credit Card from Discover


22nd May 2007
Read more… From Business Credit Cards Blog - www.businesscreditcards.cc/creditcards/bcc-blog.htm This article is courtesy of The Credit Card BlogFootball fans can get to see all of the games this year | Air Miles Credit Cards | Taken for a (free)… more »

Payments News - A Look at Mortgage Fraud


22nd May 2007
Julie Creswell writes for the New York Times about three women and how unusual property transactions in their Atlanta neighborhood caused them to focus on the problem of mortage fraud…. Julie Creswell writes for the New York Times about three women… more »

From Credit Card Watcher - Up to 40% Bonus Starpoints 5/15-6/15 for Select Starwood Amex Accounts


21st May 2007
This is another targeted offer for select Starwood Amex cardholders, distinct from the concurrent Starwood Amex promotion running from April 15, 2007 to June 15, 2007. This promotion runs from May 15, 2007 to June 15, 2007 and is good for up to a maximum… more »

Eurotunnel is dead. Long live Eurotunnel.


21st May 2007
On the day that Eurotunnel shareholders must vote whether ... a. to give up their generous travel concessions and save the business b. to keep their generous travel concessions and watch the business sink into a black hole, albeit with...This article is… more »

Praying for post offices up in the belfry


20th May 2007
The Reverend Wesley Cole (pictured) passed me a rusty key from a dark cobwebbed corner of the vestry. He explains that if I wanted to climb the church tower it would be at my own risk but certainly worth the...This article is courtesy of This is Money Bl… more »

From Digital Money Blog - A story that has everything


19th May 2007
Summary [Dave Birch] Virtual worlds, digital money and mobile, all in one story! ! It’s all about the Japanese virtual world S! Town, run by Softbank Mobile, which attracted 100,000 subscribers in its first couple of months of operation. In S! To… more »

Payments News - Aetna to Enable Faster Payments Between Members, Health Care Providers


18th May 2007
Aetna has announced it is working with Medical Funding Services (MFS) to introduce expanded electronic options to simplify billing and reimbursement. MFS will offer its financial services and related electronic payment solutions to network health care pr… more »

Credit Card Tips - How Often Do You Use Your College Credit Cards?


18th May 2007
Reigning In College Credit Cards If youre a college student who is using college credit cards to meet many of your monthly expenses, you might want to reevaluate where you can cut corners to reduce your reliance on credit cards. Its true that college cr… more »

From Credit Card Watcher - ChoicePrivilegesVisa: Two Free Hotel Nights With Signup


18th May 2007
From now until August 16, 2007, when you apply for a Choice Privileges Visa and make purchases of at least $150 within 75 days of opening your account, you’ll receive enough points for two nights at over 1,000 Choice Hotel properties. Properties i… more »

From Credit Card Cool - Credit Cards and Matching Identity Don?t Seem to Matter


17th May 2007
Interesting story from KSLA News12 which poses some worrying concerns: We sent KSLA News12 producer Lori Burrell on a shopping trip to randomly selected stores across the area. We sent her with an American Express card not in her name, but in reporter S… more »

Switching is great - But why all these problems?


17th May 2007
While it's a good idea to switch energy suppliers, it seems to throw up a huge number of problems. Money Mail has written on the customer service problems at British Gas, many of which can be blamed on its computer...This article is courtesy of This… more »

Bank charges: Should you pursue your claim?


16th May 2007
No-one was more surprised than me when we heard that Kevin Berwick had lost his court case against Lloyds TSB. You can read more about it, and read the full judgement, here. Loyal readers will know that This is Money...This article is courtesy of This is… more »

SCUM-watch part one: ING Direct savings rates


16th May 2007
'I think', blasts ING Direct on giant billboards across the capital's rail network, 'finance should be clear.' And so do I, ING. So do I. That's why I'm proud to work for This is Money, where we keep constant tabs...This artic… more »

Up to 40% Bonus Starpoints 5/15-6/15 for Select Starwood Amex Accounts


16th May 2007
This is another targeted offer for select Starwood Amex cardholders, distinct from the concurrent Starwood Amex promotion running from April 15, 2007 to June 15, 2007. This promotion runs from May 15, 2007 to June 15, 2007 and is good for up to a maximum… more »

What's the fairest way to pay for banking?


15th May 2007
For a little over a year, we've been helping people reclaim their unlawful bank charges. At the same time, we've attempted to examine in more detail the wider implications of so many people doing this. In a nutshell, the UK...This article is cour… more »

From Digital Money Blog - Prepaid in Europe


15th May 2007
Summary [Dave Birch] I gave a talk about prepaid cards recently and it was very clear from the questions I got afterwards that they are central to many organisations strategies. I wasn’t surprised when MasterCard Europe released some new figures e… more »

Credit Card Articles - When Credit Cards are Disputed


15th May 2007
When you set up shop and allow for payments via debit and credit cards, there are numerous advantages- including spontaneous shoppers, and people who will buy more when they can put it on a credit card, but there are also a few disadvantages as well.… more »

Payments News - Visas 2006 Global Debit Volumes


14th May 2007
Visa International has announced that total volume for Visa consumer debit and prepaid programs, including cash transactions, grew by 17.0 percent in 2006, reaching US$2.68 trillion as compared to US$2.29 trillion for the same period in 2005. Debit and p… more »

ChoicePrivilegesVisa: Two Free Hotel Nights With Signup


14th May 2007
From now until August 16, 2007, when you apply for a Choice Privileges Visa and make purchases of at least $150 within 75 days of opening your account, you’ll receive enough points for two nights at over 1,000 Choice Hotel properties. Properties i… more »

Credit Card Tips - Managing Your Credit Card Payments to Avoid Late Fees


14th May 2007
How To Avoid Credit Card Late Fees For the most part, you have been paying your bills on time. However, you find one credit card bill that got away from your immediate attention. You open it up and realize that it is due today. Sound familiar? Resist th… more »

The car insurance price trick - part 2


14th May 2007
A year ago I switched car insurance to a new name in insurance - Swiftcover. I found the deal on our car insurance finder and, at £390, it undercut every other provider and our previous insurer Tesco, which wanted nearly...This article is courtesy of Thi… more »

From Credit Card Watcher - Kinecta Federal Credit Union Credit Card - 1.66% Cash Back


14th May 2007
A poster on FW has spotted what appears to be a credit card offered by his local credit union that effectively gives 1.66% cash back. He describes it in this thread. The noteworthy feature of the credit card is that it earns points in the credit union&#… more »

Complain about that post office queue


14th May 2007
Why do the British love queuing? Well, for those of us who have carefully studied the subject by standing far too long behind others, the answer is, of course, we don't. This national pastime has been heaped upon us not...This article is courtesy of… more »

From Credit Card Cool - UK Still Paying off Debts From Last Christmas


13th May 2007
Over stretching of debt is becoming a ubiquitous problem in the UK. This precarious situation has been given further credence by recent figures suggesting that 4.2m people in the UK are still paying credit card bills from Christmas last year. That&#821… more »

25,000 Bonus Points, 0% BT for 15 months with Citi PremierPass Elite Signup


12th May 2007
This promo represents a significant upgrade over the standard PremierPass Elite offer, with 25,000 bonus points awarded after first purchase and a 0% balance transfer for 15 months, compared to 15,000 points and 12 months, respectively. There is still a… more »

From Business Credit Cards Blog - The BusinessCreditCards.cc Website Has New Business Credit Cards Offers from Chase Manhattan Bank


12th May 2007
Read more… From Business Credit Cards Blog - www.businesscreditcards.cc/creditcards/bcc-blog.htm This article is courtesy of The Credit Card BlogCredit Card Rules to be Updated (US) | GE Teams With PayPal, EBay on Card | Canadian Credit Card Offeri… more »

An offer they couldn't swallow


11th May 2007
BBC TV's The Apprentice is one of the most watchable programmes on the box. There is something delicious about seeing Sir Alan Sugar's arrogant business upstarts brought down to earth. Especially after trying to sell pork sausages to a muslim...T… more »

Payments News - EU Banks Reported in Secret Debit Card Talks


11th May 2007
Reuters is reporting that it received a document that indicates a group of European banks are in secret talks to set up a pan-European debit card to challenge MasterCard and Visa Europe in cross-border business.”… Reuters is reporting that it… more »

PC World's adventure shopping experience


11th May 2007
When you buy something in a shop what do you expect? If I've picked it up from a normal full-price display, I expect a brand new item with everything included, priced as advertised.Apparently this is not what you should expect...This article is court… more »

Credit Card Tips - Qualifying for Low Interest Credit Cards


11th May 2007
Do You Qualify For Low Interest Credit Cards? Low interest credit cards are highly sought after by credit card consumers everywhere. Who wouldnt want to pay a lower interest rate? Consumers who have low interest credit cards have all the convenience of… more »

From Digital Money Blog - Underdeveloped markets


11th May 2007
Summary [Dave Birch] Payments News points me to a new research report from the CFSI (not to be confused with our own CSFI: the US one is the Center for Financial Services Innovation, our UK friends are the Centre for the Study of Financial Innovation) ca… more »

Kinecta Federal Credit Union Credit Card - 1.66% Cash Back


11th May 2007
A poster on FW has spotted what appears to be a credit card offered by his local credit union that effectively gives 1.66% cash back. He describes it in this thread. The noteworthy feature of the credit card is that it earns points in the credit union&#… more »

The new Virgin Media mission statement?


10th May 2007
Virgin's takeover of NTL was always going to be a rough ride. You had a broadband/ mobile provider with a generally pretty decent reputation getting into bed with another one that, erm, didn't. A £25m rebranding later and the newly...This article… more »

How prices have changed over 25 years


09th May 2007
With inflation so low - but rising - it's easy to forget how damaging rising prices can be on our standard of living. What's more, your lifestyle and shopping habits have a big impact on how you are affected. Basically,...This article is courtesy… more »

My experience of Maddie's resort in Praia de Luz, the Algarve


09th May 2007
I need to break from the usual financial slant of posts on this blog. I'm sure you'll understand as I thing's it's important to give my views on this... My family and I returned last week relaxed from a holiday...This article is courtesy… more »

Bye Bye, No Fee Discover Balance Transfers


08th May 2007
Alas, yet another good offer bites the dust. As of May 1, Discover no longer offers fee-free balance transfers for any of its consumer cards. There is now a 3% balance transfer fee, with a $10 minimum and $75 maximum. Discover has historically been one… more »

Payments News - Green Dot, CardinalCommerce Partner on eCommerce


07th May 2007
Green Dot Corporation has announced an agreement with CardinalCommerce to enable eCommerce merchants for the first time to receive online payments from a largely untapped consumer segment: the financially underserved community of more than 80 million cas… more »

FNBO Max Rewards Visa: 0% on Purchases Until August 2008, 2.99% Fixed for Life on Balance Transfers, No BT Fees


07th May 2007
I received an offer in the mail the other day for the First National Bank Omaha Maximum Rewards Platinum Edition Visa Card. The perks of this offer include: 2.99% APR Fixed for Life on balance transfers made in the first three billing cycles after your… more »

From Digital Money Blog - Rewarded at last


07th May 2007
Summary [Dave Birch] I got a nice surprise in my inbox: someone sent me an e-mail telling me that my guru rating just went up substantially. I followed the link and found something fun. It goes back to when I made a presentation to a client, a couple o… more »

From Credit Card Watcher - Bank of America No Fee Balance Transfer Offers


07th May 2007
This page has application links to the Bank of America Platinum Plus Visa and Platinum Plus MasterCard with 0% on purchases and balance transfers for 12 months and no balance transfer fees. Via FW. This page has application links to the Bank of America… more »

From Credit Card Cool - First Data Eyes Up AIB?s Card Processing Operations


06th May 2007
First Data eyes AIB’s credit cards First Data is discussing the possibility of taking over Allied Irish Banks lucrative credit card processing operations. First Data is part of Western Union and AIB is considered to be Ireland’s biggest cre… more »

Bank of America No Fee Balance Transfer Offers


05th May 2007
This page has application links to the Bank of America Platinum Plus Visa and Platinum Plus MasterCard with 0% on purchases and balance transfers for 12 months and no balance transfer fees. Via FW. This article is courtesy of Credit Card WatcherDebto… more »

From Business Credit Cards Blog - News Ways To Save By Using Any American Express Business Card


05th May 2007
Read more… From Business Credit Cards Blog - www.businesscreditcards.cc/creditcards/bcc-blog.htm This article is courtesy of The Credit Card BlogVisa Card: Europe s Most Trusted (Except in Hungary) | Think before opening store credit cards | From D… more »

Credit Card Articles - 529 Plan Credit Cards


04th May 2007
A 529 plan is a savings plan that is used for saving towards future college costs, and offers a variety of tax-advantages over other forms of savings. It makes sense then, that families with children are opting to use credit cards with rewards that are… more »

From Digital Money Blog - Phones are better than cards


04th May 2007
Summary Read more… From Digital Money Blog - digitaldebateblogs.typepad.com This article is courtesy of The Credit Card BlogPrepayment cards Increasing in Popularity | The UK s Most Dangerous Credit Cards! | From Credit Card Watcher - Bank of Amer… more »

Credit Card Tips - Do You Need to Freeze your Credit Cards?


04th May 2007
Why Some People Find a Solution in Freezing Credit Cards If you ve ever heard the recommendation from financial experts about freezing your credit cards, you may be wondering whether or not it’s a good idea. Are there really consumers who would… more »

From Credit Card Watcher - Free TransUnion Credit Monitoring, Credit Scores and ID Theft Insurance For 1 Year


04th May 2007
Ripped from SD: Go to www.truecredit.com/code enter code CNAA DHSC WHXB YWDB Log in if you have an existing TrueCredit account or create a new one The code expires May 4, 2007 and entitles you to: Unlimited TransUnion Report and Score* 1 year of Tra… more »

Free TransUnion Credit Monitoring, Credit Scores and ID Theft Insurance For 1 Year


03rd May 2007
Ripped from SD: Go to www.truecredit.com/code enter code CNAA DHSC WHXB YWDB Log in if you have an existing TrueCredit account or create a new one The code expires May 4, 2007 and entitles you to: Unlimited TransUnion Report and Score* 1 year of Tra… more »

From Credit Card Cool - College Credit Card Debts


02nd May 2007
Read more… From Credit Card Cool - www.creditcardcool.com This article is courtesy of The Credit Card BlogCatching Credit Card Fraudsters - One Man s Persistence | Credit Card Tips - Looking For A Credit Card for Bad Credit? | From Digital Money Bl… more »

Now Ryanair charges for NOT taking a bag


02nd May 2007
Just when you thought Ryanair had done pretty much all it could do to fleece its passengers, I've become victim to it's latest money-grabbing exercise. As we've previously reported, Ryanair will charge you £10 to take a bag onto the...This ar… more »

Most popular money news in April


02nd May 2007
Millions of people are now demanding justice on unfair bank charges, rip-off credit card fees and unwarranted mortgage exit costs. That's reflected in a fresh surge of people to This is Money looking for help and guidance. Hundreds of thousands...Thi… more »

Taken for a (free) ride


02nd May 2007
Let no-one tell you public transport is on the way out, caught in the nutcracker jaws of Government parsimony and the irresistible rise of the car. A few days back, the number of buses available in the West Sussex market...This article is courtesy of Thi… more »

From Business Credit Cards Blog - Interest Rates on Non-Reward Business Credit Cards Come Down


01st May 2007
Read more… From Business Credit Cards Blog - www.businesscreditcards.cc/creditcards/bcc-blog.htm This article is courtesy of The Credit Card BlogDiscoverCard Get More Program: January-March 2007 | Great New iPod/Credit Card Holder | €75bn to be sp… more »