Archives for: June 2007

Earn Up to 25,000 Bonus Starpoints with Starwood Amex Application


29th June 2007
In addition to the 10,000 bonus Starpoints that is usually offered with signup, American Express is now offering another 15,000 bonus Starpoints when you spend $15,000 on the card within your first 6 months of card membership. To date, this is the most l… more »

From Digital Money Blog - Is mobile the new smartcard?


29th June 2007
Summary [Dave Birch] The Chicago Fed published an interesting letter asking whether mobile is the new smart card by which they mean, in an American context, will mobile payments flare and then die away. They agree with me (!) that mobile holds a signif… more »
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Something fishy about that chicken?


29th June 2007
Have you ever opened a pack of supermarket chicken breasts only to be assaulted by a smell from somewhere between High Heaven and the drains at the colostomy clinic? I have. Three days ago to be precise. Which, if you...This article is courtesy of This i… more »

Win a Million AAdvantage Miles and a $6,000 MasterCard Gift Card


28th June 2007
To promote the upcoming new film The Bourne Ultimatum” to be released on August 3, 2007, American Airlines and Mastercard have announced a new sweepstakes. It features a Grand Prize of over one million AAdvantage bonus miles and a $6,000 MasterCar… more »

And so farewell dear pint and fag


28th June 2007
The nearer we have come to the smoking ban, the more angry about it I've suddenly become. So I'm going to get it off my tarry chest. Now of course I accept the arguments about the health dangers of passive...This article is courtesy of This is Mo… more »

Someone's been sitting on my cash


28th June 2007
I received my energy bills from Powergen yesterday and finally decided to claim back my overpayments. The bill informed me in huge letters: 'You are £129.42 in credit.' But underneath it said: 'We will carry your balance forward to the...This… more »

From Credit Card Cool - Accept Bill Payments Online


27th June 2007
Something I am getting asked about with greater regularity is how to manage a merchant account facility for e-commerce purposes. To be honest it’s a bit of a minefield and there are some solutions that work better than others. One possible opt… more »

Buy-to-let - private equity for the common man


26th June 2007
Bob Buy-to-Let lives in a three-bedroom semi, works a 45-hour week as an electrical contractor and dreams of retiring at 60 to play a bit of golf and travel.Patrick Private Equity lives in a £5m Kensington home, works a 45-hour...This article is courtesy… more »

From Digital Money Blog - All sorts of payment frauds are growing


26th June 2007
Summary [Dave Birch] Not all of the payment fraud in the world is payment card fraud. A survey of more than 3,000 corporate treasury officials raised the alarm about cheque and electronic payment fraud. Payments fraud last year was pervasive and increas… more »

Credit Card Tips - Some Things You May Not Have Known About Credit Cards


26th June 2007
Navigating the World of Credit Cards There is so much about credit cards that consumers dont really understand. For instance, do you know why some merchants only allow you to use a credit card if your minimum purchase is $20? If youd like the answer to… more »

Post offices closures breed xenophobia


24th June 2007
Xenophobia. It is a difficult enough word to spell let alone understand in the fight against post office closures. Yet a distrust of foreigners and their influence on British culture is shared by a good many branch customers I meet...This article is cour… more »

From Credit Card Cool - Watch Those Foreign Exchange Rates on Credit Cards


24th June 2007
According to Sandra Block at USA Today everybody taking a vacation should be keeping their eyes peeled for expensive currency conversion deals on credit cards: Here are some examples: Currency conversion fees charged by major banks and credit card… more »

Win a Trip to Disneyland by using your Visa


23rd June 2007
Every time you use your Visa card until July 31, 2007, you’ll be automatically entered into a sweepstakes to win a Disney Parks Dream Vacation for four to either Walt Disney World or Disneyland. You can also earn extra entries by entering online o… more »

From Credit Card Watcher - Citi Diamond Preferred Rewards Rewards AMEX: 2 TY Points/$1 + $100 GC


23rd June 2007
The Citi Diamond Preferred Rewards AMEX has a special signup offer: Earn 2 ThankYou Points for every $1 spent on purchases for 12 months. After that, earn 1 ThankYou Point for every $1 spent. Receive bonus ThankYou Points when you spend more Spend $40… more »

How to get your book published (from the author of Fantasy Island)


22nd June 2007
Published writers are full of advice for people wanting to get their first book into print.Here is some succinct advice for those wishing to do the same thing with their second book - get a move on. Unless you are...This article is courtesy of This is Mo… more »

Citi Diamond Preferred Rewards Rewards AMEX: 2 TY Points/$1 + $100 GC


22nd June 2007
The Citi Diamond Preferred Rewards AMEX has a special signup offer: Earn 2 ThankYou Points for every $1 spent on purchases for 12 months. After that, earn 1 ThankYou Point for every $1 spent. Receive bonus ThankYou Points when you spend more Spend $40… more »

Easyjet, cancellation and travel insurance claims


22nd June 2007
The Hazell family is currently rather irritated with Squeezyjet. I'm normally a great fan of this low cost airline. It's efficient and you get what you pay for. I'll have no truck with people who turn up just before check...This article is co… more »

From Business Credit Cards Blog - CitiBank (Citi) Offers New Business Credit Card: The Professional Card


22nd June 2007
Read more… From Business Credit Cards Blog - www.businesscreditcards.cc/creditcards/bcc-blog.htm This article is courtesy of The Credit Card BlogFrom Business Credit Cards Blog - A New Small Business Credit Card from Discover | Free TransUnion Cred… more »

Payments News - Obopay Adds Merchants to Mobile Merchant Platform


22nd June 2007
Obopay has announced the addition of several new mobile merchants and application providers to its Mobile Merchant Platform - including” innovative wireless community and media services provider Xringer Inc., mobile recycling program RIPMobile, onl… more »

Credit Card Tips - Credit Cards that Put Consumers First


22nd June 2007
What Type of Credit Cards Do You Have in Your Wallet? Recent news articles have described the beneficial changes that Citigroup Inc. is implementing for their credit card customers. Ultimately, Citigroup hopes to improve the relationships it has with it… more »

Citi Chairman Card v2.0


21st June 2007
An outline of the benefits for the next generation of the Citi Chairman Card, which is Citi’s answer to the Amex Platinum, has just been rolled out. The card’s features include: Hilton Gold status Priority Pass benefits, similar to what was… more »

From Credit Card Cool - Credit Card Fraud on The Rise in US


20th June 2007
Credit card fraud seems to be escalating to gargantuan proportions with Discover, American Express, MasterCard and Visa reporting a rather worrying 9.3% increase from 2005 to 2006. The Nilson Report compiled the figures and confirm that the data doesn&#8… more »

From Digital Money Blog - Real profits, but for how long?


20th June 2007
Summary [Dave Birch] Something you may not have noticed, but there was another milestone passed on the road to the future of banking a few weeks ago, when Project Entropia auctioned banking licences for its virtual world. In fact there were five licence… more »

From Credit Card Watcher - Fair Isaac to Change FICO Scoring System to Close Loophole


20th June 2007
A couple months ago, I described how some were exploiting a credit scoring loophole for profit. It appears that Fair Isaac, the company that develops the FICO score, has noticed this trend and is moving towards stopping this abuse. As part of its plann… more »

From Business Credit Cards Blog - American Express® Has A New Business Credit Card: The Platinum Business FreedomPass Credit Card from OPEN


19th June 2007
Read more… From Business Credit Cards Blog - www.businesscreditcards.cc/creditcards/bcc-blog.htm This article is courtesy of The Credit Card BlogBarclays Reducing Free Credit Period on Barclaycard | United Kingdom Credit Cards | Credit Card Articl… more »

Credit Card Tips - Should You Use Your Credit Cards When Planning a Group Vacation?


18th June 2007
What You Need to Know about Credit Cards and Group Vacations If youre going on a group vacation this year, you might want to work out the details so that you dont end up with more credit card debt than you bargained for. Sure the idea behind a group vac… more »

Fair Isaac to Change FICO Scoring System to Close Loophole


17th June 2007
A couple months ago, I described how some were exploiting a credit scoring loophole for profit. It appears that Fair Isaac, the company that develops the FICO score, has noticed this trend and is moving towards stopping this abuse. As part of its plann… more »

From Credit Card Cool - Australians Due to Rack up Record Credit Debt


17th June 2007
It seems that our thirst for credit stretches right across the western world with evidence suggesting that Australians will give their credit cards a workout this Christmas totting up more than $17 billion in the shops”. According to research gro… more »

From Digital Money Blog - Disruptive or just different?


16th June 2007
Summary [Dave Birch] I’ve been reading an interesting paper by Jan Ondrus at HEC Lausanne about technology foresight. His multi-user, multi-criteria approach maps the criteria applied by different stakeholders and their evaluation of new technolog… more »

Payments News - Average Credit Score Is 98 Points Lower With One Late Auto Payment


15th June 2007
Experian Consumer Direct reports that the average credit score for U.S. consumers with no late auto payments is nearly 100 points higher than for those who have at least one late payment…. Experian Consumer Direct reports that the average credit sc… more »

The property crash of 2007 and my new dismal house price predictor


14th June 2007
Economics is the dismal science and predicting house prices is its most dubious branch. So here goes for a particularly dicey new measure of property market health.... There are a whole bunch of property websites that can tell you the...This article is c… more »

Credit Card Tips - The Truth about Credit Card Checks


14th June 2007
Should You Really Use Credit Card Checks? Many consumers know that credit cards are a tool of convenience and one of the conveniences credit cards offers is the ability to write checks against your credit line. But are these credit card checks really a g… more »

There's no such thing as a free pay-as-you-go upgrade


13th June 2007
Technology is the scam artist's best friend nowadays. While I am sure there are still a wealth of grifters out there working cons face-to-face, the automatic choice for the enterprising scammer nowadays must be the internet and mobile phone networks.… more »

From Credit Card Watcher - Chase to Offer $10 As Incentive to Sign Up for Online Credit Tools


12th June 2007
Chase just announced that it has launched a new website, www.chaseclearandsimple.com, in support of its ongoing Chase Clear and Simple” campaign, which aims to educate customers how to understand and manage their accounts better. Chase has stated… more »

From Digital Money Blog - When Monopoly money was real


12th June 2007
Summary [Dave Birch] We think about money as a law of nature, as a kind of constant, but the way that money works today is not only just one of many ways in which it could work, it’s a relatively recent invention in the great scheme of things. It… more »

From Business Credit Cards Blog - Citibank (Citi) Business Credit Cards Featuring No Fee Balance Transfers


12th June 2007
Read more… From Business Credit Cards Blog - www.businesscreditcards.cc/creditcards/bcc-blog.htm This article is courtesy of The Credit Card BlogPay the Mortgage with Your Amex | Kinder, Gentler Credit Cards? | $60 Signup Bonus with Discover More S… more »

Post office closures: Can Scooby Doo help?


11th June 2007
Scooby Scooby Doo, where are you? Could it be cruising around in your magical Mystery Machine searching for haunted post offices. During a swanky dinner date in central London with Post Office chief executive Alan Cook last week I was...This article is c… more »

Credit Card Tips - Has Your Credit Card Company Helped You Lately?


11th June 2007
Credit Card Companies are Becoming More Customer-Oriented As much as we complain about the credit card companies at times, I have to admit that many of them are becoming more customer-friendly these days. They understand that there is a lot of competiti… more »

Payments News - Bank of America to Focus on Customers


11th June 2007
Rick Rothacker writes for the Charlotte Observer about Bank of America’s efforts to revive its customer satisfaction ratings and to set a new industry standard.”… Rick Rothacker writes for the Charlotte Observer about Bank of America&#8… more »

From Credit Card Watcher - MyWishList Starts Again June 4


09th June 2007
It’s time again for another edition of Amex’s My WishList. This one will run from June 4 to June 13, 2007 and feature 45 different products. For those not familiar with this promotion, it’s where Amex offers its cardholders the opport… more »

Credit Card Articles - Credit Monitoring Services


08th June 2007
Online credit monitoring services provide consumers with a suite of tools that help you to take proactive action in monitoring your credit report, while protecting your credit and identity information. Monitoring services notify you via email and/or wir… more »

From Digital Money Blog - Peter Helderman, Orange


08th June 2007
Summary [Dave Birch] This week’s podcast features Peter Helderman. Peter is the Manager Marketing, Operations (Payment & Contactless) at France Telecom, and as such is involved in some of most interesting NFC trials in Europe. He says that N… more »

Whole Foods Market is here... and M&S is scared


08th June 2007
The opening of Whole Foods Market has been keenly anticipated by us here at This is Money. The store is just below our building and we've been wondering what on earth they've been doing that meant it would take a...This article is courtesy of Thi… more »

Chase to Offer $10 As Incentive to Sign Up for Online Credit Tools


08th June 2007
Chase just announced that it has launched a new website, www.chaseclearandsimple.com, in support of its ongoing Chase Clear and Simple” campaign, which aims to educate customers how to understand and manage their accounts better. Chase has stated… more »

Plastic bags: Help me tackle the supermarkets


06th June 2007
I'm a big fan of Ocado, which delivers Waitrose shopping to your door. It's free for orders over £75 and if you shop, and then don't order for a few weeks, they will send you discount vouchers or codes entitling...This article is courtesy of… more »

From Digital Money Blog - Contactless in the marketplace


05th June 2007
Summary [Dave Birch] Looking at figures coming from various markets, it looks as if a bullish position on contactless is reasonable.  Statistics from a MasterCard research study on how PayPass is being used show an increased spending of 19 percent p… more »

From Credit Card Watcher - Citi AAdvantage Celebrates its 20th Anniversary


05th June 2007
To celebrate the 20th anniversary of the Citi/AAdvantage credit card, Citi and AA are offering a 20% discount on MileSAAver awards redeemed between June 1 and June 30 for travel between August 22 and November 16, 2007, and an exclusive cardmember auction… more »

Credit Card Articles - Affinity Credit Cards


05th June 2007
For about twenty years, banks and financial institutions have figured out that appealing to peoples hearts is the way to get them to open their wallets. Affinity credit cards have a charity logo as well as the issuers logo; each time the card is used to… more »

Pink with embarrassment


04th June 2007
Ten days holiday in Florida has left me pink. Mr Pink to be exact. Remember that scene from Reservoir Dogs when Steve Buscemi â“ as Mr Pink - argues with his fellow gangsters about why he wont tip the waitress?...This article is courtesy of This is Money… more »

Credit Card Tips - Does Every American Carry Credit Cards?


04th June 2007
A Spotlight on Credit Cards Credit cards are popular and they can certainly make provide convenience to our over-scheduled and hectic lives. In the U.S., we are bombarded with credit card advertisements on television and it doesnt seem like you can get… more »

One million reasons why the post office could do better


04th June 2007
A world away from our poorly served post offices lives a small army of public relations consultants paid to offer a different point of view. They rarely leave their offices to rub shoulders with us real people as they have...This article is courtesy of T… more »

MyWishList Starts Again June 4


03rd June 2007
It’s time again for another edition of Amex’s My WishList. This one will run from June 4 to June 13, 2007 and feature 45 different products. For those not familiar with this promotion, it’s where Amex offers its cardholders the opport… more »

Citi AAdvantage Celebrates its 20th Anniversary


02nd June 2007
To celebrate the 20th anniversary of the Citi/AAdvantage credit card, Citi and AA are offering a 20% discount on MileSAAver awards redeemed between June 1 and June 30 for travel between August 22 and November 16, 2007, and an exclusive cardmember auction… more »

From Business Credit Cards Blog - The Average Annual Percentage Rate (APR) for Business Credit Cards Rose This Week


02nd June 2007
Read more… From Business Credit Cards Blog - www.businesscreditcards.cc/creditcards/bcc-blog.htm This article is courtesy of The Credit Card BlogIMF blog: Our man in Washington | Britain s Best Credit Cards | From Digital Money Blog - Andrew Bud, m… more »

From Credit Card Watcher - Every Tenth Meal at BK Is Free When Paying with Visa


01st June 2007
This promotion comes to us from the proud folks at the Morgan Spurlock Marketing Department: Upon qualified registration, use your registered Visa check card or credit card at any participating BURGER KING® Restaurant for 10 purchases between Jun… more »

From Digital Money Blog - First and last money


01st June 2007
Summary [Dave Birch] The first money appears to have been shells coloured with red ochre.  These appear 100,000 years ago in Africa.  Are we now in the days of the last (physical) money?  APACS report that in 2004 cards overtook cash by va… more »

The Spitting Image house price crash anthem


01st June 2007
The house price boom is over...well maybe. The latest round of house price and mortgage figures have been seized on this week as proof that the big slowdown has begun. Whether this is the case or not, there is a...This article is courtesy of This is Mone… more »

Most popular money news - May 2007


01st June 2007
Fears for buy-to-let prospects, following another bank rate rise, and concerns for property prices in Spain were high on the agenda for This is Money readers in May. Economists have warned the Spanish property market is looking overvalued. We also...This… more »

Every Tenth Meal at BK Is Free When Paying with Visa


01st June 2007
This promotion comes to us from the proud folks at the Morgan Spurlock Marketing Department: Upon qualified registration, use your registered Visa check card or credit card at any participating BURGER KING® Restaurant for 10 purchases between Jun… more »