FICO 08: The Next Generation in Credit Scoring


07th January 2008

In an effort to more accurately assess the credit risk of borrowers, Fair Isaac is making further tweaks to its formula for credit scoring. The Wall Street Journal and MSNMoney have recently reported on some of the changes in the pipeline. Highlights of the new scoring model, called FICO 08, inclu...




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Pet Credit Cards: PetSmart Pet Perks Visa, PetRewards Visa


05th January 2008

As a doting pet owner, this post at SD about the PetSmart Pet Perks Visa caught my eye. It offers:

3 points per $1 spent at PetSmart, petsmart.com and Banfield, and 1 point per dollar everywhere else,
0% intro APR for 6 months on purchases and balance transfers (with no fee within the first 90 day...




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2007: Most popular stories of the year


04th January 2008

The big themes in 2007 were as you might expect: the health of the property market, buy-to-let, Northern Rock, credit crisis, reclaiming bank charges and other fees, and the UK's growing debt mountain. These themes aren't going away. Judging from...




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Most popular stories in December 2007


02nd January 2008

Another year, another batch of popular house price stories. Demand for information on the property market remained top of the agenda in December. Nearly 740,000 readers came to the site during December, a near-40% rise on a year ago, and...




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Not a happy New Year for the post office


02nd January 2008

Serenaded in with a lusty rendition of Auld Langs Syne and champagne cork popping we celebrated the arrival of another New Year. Yet, for the post office network, 2008 will be nothing short of disastrous. Even before the bubbly has...




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