Credit card providers disguise their charges to such an extent that consumers find it impossible to work out which card is the cheapest, consumer body Which? said on Thursday. Which? said its own research showed cards with higher annual percentage rates (APRs) could be cheaper than those with more competitive rates depending on how many days’ interest they applied. While many cards applied interest from the date of purchase, others waited a few days and only started applying the interest from the date the card provider actually paid the retailer. Which? said, in this way, Cahoot’s card, which charged 11.8% APR could work out more expensive than HSBC’s card that charged 13.9%.

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The ever-increasing season ticket prices means a lot of fans struggle to watch all of their team's matches. With the price of even just a championship season ticket being around £400 most fans can struggle to foot the bill, even if their team isn't in the expensive premiership. This will mean that football's best fans wont be able to support their team, just simply because they can't afford it.


But football fans have been offered a new solution. Barclays bank (sponsor of the premiership) has offered a great way for you to buy your season ticket this year. If you purchase any football season ticket with the new Premiership Barclaycard (http://www.barclaycard.co.uk/champion/football_credit_card.html ) and it costs more than £250, you'll benefit from 0% interest for as long as it takes to pay off.


The Premiership card also offers 10 pairs of tickets to be won each month during the football season, by just making a transaction on your football credit card each month to be entered into a prize draw.


And with more and more clubs from the premiership making it in to Europe fans can find it even more and more expensive to support their team. But, if your club does make it into Europe, don't you want to be there to see them! The Premiership credit card also offers help when you're abroad. You can use your credit card anywhere in the world, and if you lose your card whilst abroad, Barclays offer an emergency card replacement service, and you won't be charged a cash handling fee for the service.


But with having to work all week, and enjoying the football at the weekend, who has time to go and apply for a credit card? With Barclay's card you also have the option of ordering your credit card online (http://www.barclaycard.co.uk/champion/credit_card_online.html ), which will save you time and give you more opportunity to keep up with the football stats.


With football becoming more and more about money at least we, the devoted fans, can still afford to do what matters to us - enjoy the football and support our team.


If you want to find out more information on credit cards - http://www.barclaycard.co.uk/champion/credit_card.html.

Types of cards Available at Barclaycard



Classic Barclaycard is one of the UK's most popular credit cards.







Gold Card - If you're looking for a card that really lives up to its name, look no further.






Barclaycard Platinum – for those who value the finer things in life







Student Credit Cards - Apply for a Student credit card from Barclaycard today and you could be enjoying:


Typical %APR rate 17.9%
Free £30 voucher to spend at Waterstone's or HMV*

15% savings on Waterstone's & HMV vouchers all year round**
No annual fee

A credit Limit of up to £600 with regular reviews
Student Barclaycard also comes with a full range of card benefits including:

Free Online Account Management
Free Extended Warranty

Free Price Promise
Free Purchase Cover

You'll also benefit from up to 8 weeks interest free credit when your account is paid in full and on time.






The UK's most popular football lover's card also includes a FREE official Barclaycard Premiership Pack.




You can apply for any of these cards by clicking the link below!



Card Benefits


No other credit card offers you all the benefits of a Barclaycard. Just have a look at some of the free additional extras you could enjoy as a Barclaycard customer.




Price promise - Ever purchased something only to find it cheaper at another retailer later? If you bought it on Barclaycard, we would have refunded the difference.


Extended Warranty - Household appliances always seem to go wrong the day after the warranty runs out. Well, now you can have a whole year's extra cover for free with Barclaycard.


Purchase cover - Most items you buy on the high street or online with Barclaycard are covered against theft and accidental damage for 60 days, providing it's not already covered.


Internet Delivery Protection - Protecting your online purchases from desktop to door? Trust Barclaycard to even think of that!


Online Fraud Guarantee - You can rely on your Barclaycard when you shop on the Net. That's because wherever you use your Barclaycard, including the Internet, we guarantee you against fraud.


Safer Shopping - If you want the highest level of cover for your purchases (and fancy saving a considerable amount of money too) there's only one credit card worth considering – Barclaycard


Online Account Management - Keep track of your spending. View your available credit limit. Settle your bill online. And you can do it all in complete security. Manage your account online.


International Rescue - With Barclaycard International Rescue, wherever you are in the world you can feel safe in the knowledge that Barclaycard is with you every step of the way.


Travel Accident Insurance - Buy air, sea or rail tickets with Barclaycard for you (and travelling companions other than business associates) and you're automatically covered by FREE Travel Accident Insurance.


Card Protection - It protects your favourite bit of plastic and a lot more besides.


Payment Protection Insurance - If you were to become sick or get made redundant, the last thing you'd want to worry about is having to find the money to meet your card repayments. Get peace of mind with Payment Protection Insurance.

The marbles card lets you shop on the Internet. And on the high street. And here's how:


There's a low interest rate of 0% per annum fixed for your first six months on anything you buy and any balances you transfer. 14.9% APR (variable).
You can look at your account on-line whenever you like, wherever you are

You can get exclusive offers on the net through our shopping partners
You know it's safe because you're protected by our Safe Shopping Promise and Internet Delivery Insurance - this protects you against lost or damaged goods to the value of £500 until they've safely arrived.

And in the event of accident, sickness or losing your job, our optional Payment Protection Insurance will cover your repayments

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People who have a home insurance or a business insurance have more to benefit from getting a boat insurance or a pet insurance than someone who only has a life insurance.

Morgan Stanley Gold Credit Card



Gold Card - Looking for low rates of interest on your Card?

Our Gold Card is for you:


Imagine a credit card that gives you everything you could wish for - a credit limit to suit your needs, exclusive gold-level privileges and not one, but two low rates of interest.

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